In today’s digital age, earning money online has become easier and more accessible. Pakistanis, especially students and young professionals, are constantly looking for ways to make money without significant upfront investment. Thanks to smartphones and internet access, a variety of earning apps are available that allow users to generate income by completing simple tasks, freelancing, or participating in online surveys.

also read: Earn Money by Watching Videos,

Here’s a guide to the best earning apps in Pakistan that require no investment and can help you supplement your income.

1. Daraz Affiliate Program

The Daraz Affiliate Program is an easy way to make money through affiliate marketing. You simply need to promote products from the Daraz platform through your unique affiliate link. When someone purchases an item through your link, you earn a commission. The best part? You don’t need to invest any money—just some time to market the products on your social media or website. If you’re good at convincing others to buy products online, this can be a lucrative way to earn.

also read: Assignment Work Online

How to Start:

• Sign up for the Daraz affiliate program.
• Share product links on your blog, social media, or with friends.
• Earn commissions when someone makes a purchase.

2. Fiverr

Fiverr is one of the most popular freelancing platforms in the world, and Pakistanis have become one of its largest user groups. The platform allows you to offer a range of services such as graphic design, writing, digital marketing, and more. The best part? You don’t need to invest a penny to start—you only need to create a profile and list your services. Payments are processed through Payoneer or bank transfers, making it convenient for Pakistani freelancers.

How to Start:

• Create a Fiverr account.
• Set up a profile with your skills and services.
• Start receiving orders from international and local clients.

3. Savyour

Savyour is a cashback app that allows you to earn rewards for your daily purchases. You can get cashback for shopping online or in-store at partnered retailers across Pakistan. Once you accumulate a certain amount of cashback, you can withdraw it directly into your bank account. Though this method is more about saving money, you can still earn significant amounts through regular usage.

How to Start:

• Download the Savyour app from the Google Play Store or Apple App Store.
• Shop at partnered stores through the app.
• Earn cashback on every purchase and withdraw it when you reach the minimum threshold.

4. SnackVideo

SnackVideo is a short-video sharing platform similar to TikTok, where users can create and share content while also earning money. SnackVideo regularly hosts various events and challenges where users can participate and win cash rewards. Furthermore, you can make money by receiving gifts from your followers or participating in the referral program, which offers cash incentives for every new user you invite to the platform.

How to Start:

• Download the SnackVideo app.
• Create entertaining or informative content to attract followers.
• Use referral codes to earn bonuses when new users join.

5. Google Opinion Rewards

Google Opinion Rewards is an app that lets you earn money by completing short surveys. Once you sign up, you’ll be asked to answer brief questionnaires on various topics, such as your shopping habits or preferences. You earn Google Play credits or direct payments that can be used for purchases or redeemed in other ways.

How to Start:

• Download the Google Opinion Rewards app.
• Complete surveys as they appear in your app.
• Earn credits or cash that you can withdraw or spend online.

6. Upwork

Similar to Fiverr, Upwork is another freelancing platform where you can offer your services and earn money online. Many Pakistani freelancers use Upwork to connect with international clients for tasks like web development, content writing, graphic design, and more. With no investment required to sign up, Upwork offers an excellent opportunity to earn substantial income if you have a marketable skill.

How to Start:

• Create a free account on Upwork.
• Submit proposals to job listings that match your skills.
• Start working once you land your first project and get paid via bank transfer or Payoneer.

7. Roz Dhan

Roz Dhan is a popular earning app in Pakistan that allows users to make money by playing games, reading news, completing surveys, and referring friends. The app is user-friendly, and you can withdraw your earnings once you hit the minimum threshold. It’s a fun way to earn a bit of extra income in your free time.

How to Start:

• Download the Roz Dhan app.
• Complete the available tasks, such as reading articles or playing games.
• Refer friends to earn bonuses and withdraw your money via Easypaisa or JazzCash.

8. Sweatcoin

If you are health-conscious and love to walk, Sweatcoin can help you turn your steps into money. Sweatcoin rewards you with virtual currency (Sweatcoins) for every step you take. These coins can then be redeemed for various rewards such as fitness gear, gift cards, or even cash in some cases. This app is particularly useful for people who enjoy walking or jogging.

How to Start:

• Download the Sweatcoin app.
• Walk or run to earn Sweatcoins.
• Redeem your earned Sweatcoins for rewards or cash.

9. Toloka

Toloka is a crowdsourcing app by Yandex, where users can complete small tasks like categorizing images, verifying information, or conducting surveys to earn money. It’s free to join and can be an easy way to earn extra income if you have some spare time. The tasks are usually simple and don’t require any specialized skills.

How to Start:

• Download the Toloka app.
• Sign up and complete tasks as they become available.
• Withdraw your earnings through PayPal or other supported payment methods.

10. ClipClaps

ClipClaps is a fun app that lets you earn money by watching videos, playing games, and referring friends. You can also upload your own videos to increase your chances of earning. The app rewards you in Clapcoins, which can be converted to cash and withdrawn via PayPal, Easypaisa, or JazzCash.

How to Start:

• Download the ClipClaps app.
• Watch videos or play games to earn Clapcoins.
• Refer friends to earn more and cash out your earnings.

Conclusion

Earning money without any investment is not only possible in Pakistan but also fairly straightforward, thanks to these apps. Whether you’re a student looking to make some extra cash or a professional wanting to supplement your income, there are multiple options available that require nothing more than your time and effort. By leveraging the opportunities offered by these platforms, you can create a steady stream of income without needing to invest any money upfront.